Majalah Top 50 Bank Ranks Edisi 2020

profil perusahaan

<p id="isPasted" style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 15px;'>Tentang Perusahaan<p style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 15px; text-align: justify;'>PT Bank Woori Saudara Indonesia 1906 Tbk. (BWS) berawal dari 10 saudagar di Pasar Baru yang mendirikan organisasi simpan pinjam bernama Himpoenan Soedara. Bank tersebut baru mendapat pengakuan dan pengesahan dari pemerintah kolonial Belanda sebagai&nbsp;Vereeniging&nbsp; pada 4 Oktober 1913.&nbsp;<p style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 15px; text-align: justify;'>Perseroan mulai mendapatkan izin dari Pemerintah Indonesia untuk menjalankan usaha bank tabungan pada 4 Februari 1955. Bank kemudian berubah bentuk menjadi perseroan terbatas (PT) dengan nama Bank Tabungan HS 1906 pada 1974.<p style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 15px; text-align: justify;'>Bank Saudara menawarkan saham perdana kepada masyarakat dan mencatatkannya di Bursa Efek Indonesia (BEI) pada Desember 2006. Pada 30 Desember 2014, PT Bank Woori Indonesia membeli 33% saham Bank Saudara. Namanya pun berubah menjadi PT Bank Woori Saudara Indonesia 1906 Tbk per tanggal 26 Februari 2015.<p style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 15px; text-align: justify;'> <p style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 15px; text-align: justify;'>Kinerja<p style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 15px; text-align: justify;'>BWS telah menyalurkan total kredit sebesar Rp29,81 triliun hingga September 2020, tumbuh 13,33% dibandingkan periode yang sama tahun sebelumnya (year on year/yoy) sebesar Rp 26,3 triliun. Kendati, total dana pihak ketiga (DPK) yang diperoleh BWS mengalami penurunan 1,42% (yoy) dari&nbsp;<span style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-size: 15px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;'>Rp19,86 triliun menjadi&nbsp;<span style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-size: 15px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;'>Rp29,81 triliun.&nbsp;&nbsp;<p style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 15px; text-align: justify;'>Total aset BWS mengalami kenaikan 0,88% (yoy) menjadi Rp 39,41 triliun. Sementara, total ekuitas bank tersebut tumbuh 1,31% (yoy) menjadi Rp7,14 triliun.<p style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 15px; text-align: justify;'>BWS juga berhasil meraih kenaikan pendapatan bunga 0,77% dari Rp1,79 triliun pada&nbsp;<span style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-size: 15px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;'>September 2019&nbsp;menjadi Rp1,81 triliun pada September 2020. Meskipun pendapatan bunga terapresiasi, laba bersih bank sedikit menurun 0,78% (yoy) menjadi Rp418,51 triliun.<p style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 15px; text-align: justify;'>&nbsp;<p style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 15px; text-align: justify;'>Strategi Hadapi Pandemi&nbsp;<p style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 15px; text-align: justify;'>BWS terus menerapkan sistem prosedur demi menekan penyebaran Covid-19. Manajemen BWS melakukan sistem kerja&nbsp;split operation bagi para pegawai bank. Interaksi antara nasabah dan pegawai pun dipastikan sesuai protokol kesehatan.<p style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-size: medium; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>BWS pun mengimbau nasabah mereka menggunakan layanan ATM dan&nbsp;e-channel&nbsp;melalui&nbsp;<span style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-size: 15px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;'>BWS&nbsp;<em style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-size: 15px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>Mobile Banking<span style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-size: 15px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;'>&nbsp;maupun BWS&nbsp;<em style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-size: 15px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>Internet Banking<span style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-size: 15px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;'>.&nbsp;Hal tersebut dilakukan untuk mendukung program penjarakan sosial dan fisik serta meminimalisasi kegiatan di luar rumah.<p style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 15px; text-align: justify;'>Selama pandemi Covid-19, pemberian kredit BWS difokuskan pada kredit konsumtif yang sumber pembayarannya berisiko rendah. Pengelolaan risiko kredit dilakukan melalui pemantauan&nbsp;flow rate overdue loans dan kredit macet (<em style='color: rgb(0, 0, 0); font-family: "Times New Roman"; font-size: 15px; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: justify; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;'>non performing loan/NPL) secara berkala, penetapan indikator internal,&nbsp;limit dan&nbsp;threshold untuk mengawasi ketidakseimbangan likuiditas bank.

Bank Woori Saudara Indonesia 1906, atau dikenal dengan Bank Woori Saudara (IDX: SDRA), adalah salah satu bank di Indonesia. Bank ini didirikan pada tahun 1906. Bank ini berkantor pusat di Jakarta.

Profil PT Bank Woori Saudara Indonesia 1906 Tbk